A few years ago most people would never of heard of scamming. However, as more and more of the population have gained access to internet, more business transactions are conducted online as greater efficency is sought. There is no doubt that this development of internet facilities to conduct business has removed barriers to simple business transactions. Even in trying to find "love" and "friendship" people have turned to the internet.
However, this growth in internet business transactions has increasingly exposed the user of the facilities to a greater threat of theft of identity, funds and goods, often described in terms of scamming. Some may think that only vulnerable or those who are not well endowed intellectually fall prey to these scammers. That is not the case, and we even saw a week ago that the much maligned Hotchin, a Director of Hanover, was successfully scammed by some locals, that is, New Zealanders. He was apparently taken in by the promise of some very high returns on his funds.
In the last 12 months, the Ministry of Consumer Affairs has estimated that over $448 million was scammed from New Zealanders in the last 12 months. When I speak with Community Groups they are incredulous of this amount being scammed from New Zealanders. They ask, "what were these people thinking about". New Zealanders are often characterised as being a trusting group who can be a "soft touch" for tragic/sad stories. These are great characteristics to have but can make New Zealanders extra vulnerable to the scammers, both external and internal.
I have been informed of people being scammed as a result of internet friendships promising love some time down the track. People looking and convinced they have found a soul mate. These have ranged to as much as $750,000 in 6 weeks - and not always to the Nigerian scammers. Some of these scammers are in well developed European countries. These scammers once they have the person on the hook know exactly what buttons to push to keep the victim in play.
So don't be under any illusion that scammers only come from places like Nigeria. I have personally dealt with a number of people who have been scammed from overseas scammers and individuals residing overseas by New Zealand scammers. Only last weekend, I had someone get in touch about an apartment they thought they had rented in the UK. Once they had sent the money they knew that they had been scammed and were asking me how they could stop the payment. Unfortunately the money had been collected.
At a recent network meeting of a group who deal with fraud and whose organisations had put an incredible effort into warning people about scamming, most commented "what more can we do to protect people from themselves". One organisation even admitted a Branch Manager had been scammed.
The best way to protect yourself don't send money to anyone unless you know who they are or can verify their credientals. If you have any doubts, don't send the money. The adage "if it looks to good, it is" should be heeded.
If you are using Ebay or Trade Me, when purchasing an item of some substance, put your money in the Trust arrangement that is available and only have it released when you are happy with the item purchased. The few dollars involved could save you much anguish. I am amazed that individuals purchase items for thousands and don't use this safe guard.
Tuesday, April 26, 2011
Wednesday, April 13, 2011
PROTECTING THE VULNERABLE
A new law is about to come into force which will in essence hold people accountable for not taking action when they are well aware of vulnerable people being abused. Anyone who is aware of the terrible domestic violence and child abuse figures in New Zealand will acknowledge that something more has to be done to protect the most vulnerable in our society. I think the time for talking is well passed and now some concrete action needs to occur.
The Law Commission has recommended what is being introduced by the Government. The following web page provides details www.stuff.co.nz/national/politics/4879519/Bill-may-extend-reporting-of-abuse-to-neighbours Also in this article issues have been raised by two groups about the implications of this law. Although their concerns are acknowledged it would be nice if some confidence was given to those who have to apply the law. We cannot continue to do nothing as the number of interventions per year for domestic violence and child abuse of nearly 100,000 is totally unacceptable in any society.
Crimestoppers provides a very easy way to raise concerns about domestic violence/child abuse without the person providing the information being seen as a "nosey parker". Some children would be still alive today if there had been a "nosey parker" to save them. The Crimestoppers number 0800 555 111 is a 24/7 line or the online encrypted message form of the website www.crimestoppers-nz.org can be used.
The Law Commission has recommended what is being introduced by the Government. The following web page provides details www.stuff.co.nz/national/politics/4879519/Bill-may-extend-reporting-of-abuse-to-neighbours Also in this article issues have been raised by two groups about the implications of this law. Although their concerns are acknowledged it would be nice if some confidence was given to those who have to apply the law. We cannot continue to do nothing as the number of interventions per year for domestic violence and child abuse of nearly 100,000 is totally unacceptable in any society.
Crimestoppers provides a very easy way to raise concerns about domestic violence/child abuse without the person providing the information being seen as a "nosey parker". Some children would be still alive today if there had been a "nosey parker" to save them. The Crimestoppers number 0800 555 111 is a 24/7 line or the online encrypted message form of the website www.crimestoppers-nz.org can be used.
Monday, April 4, 2011
DOING SOMETHING ABOUT CRIME
Crimestoppers provides every individual in New zealand the opportunity to do something about crime that is happening in their community. In a world where most people feel disempowered, Crimestoppers empowers individuals. In every survey conducted over recent years crime has been, and is identified, as one of the three major concerns for New Zealanders. It does not matter that most of those responding have not been directly effected by crime - they know of others that have been and the consequences suffered, whether it be violence, dishonesty, harassment or vandalism.
In a recent documentary I watched on CNN, a black poet, writer and film maker, M. K. Asante Jr was interviewed and a quote he made has stuck with me. The quote, "If you make an observation, you have an obligation" contains a very powerful message about doing something about things that you observe - if it is good, then one should attempt to emulate or reinforce it so as to make the situation better, or if it is bad, then do something to change things so that things improve. The philosphy of Crimestoppers aligns with this message well. If you observe crime and criminal activity then do something about it, don't just talk about it. If you see actions that work against crime then assist in reinforcing these actions whether it is directly supporting the Police by being involved with community patrols, neighbourhood support or providing information via Crimestoppers.
Assante during this interview then quoted the great black singer/actor/activist, Paul Robeson, who commented "don't just show the world how it is, but how it could be". This is once again a very powerful message of motivation to improve the world for our children and our grand children. We can be a passive watcher or a doer.
All these things are possible if we are committed to making our communities safer. The mechanisms are in place. Information about crime can be safely provided to Crimestoppers via the 0800 555 111 number or the encrypted online message form on www.crimestoppers-nz.org
In a recent documentary I watched on CNN, a black poet, writer and film maker, M. K. Asante Jr was interviewed and a quote he made has stuck with me. The quote, "If you make an observation, you have an obligation" contains a very powerful message about doing something about things that you observe - if it is good, then one should attempt to emulate or reinforce it so as to make the situation better, or if it is bad, then do something to change things so that things improve. The philosphy of Crimestoppers aligns with this message well. If you observe crime and criminal activity then do something about it, don't just talk about it. If you see actions that work against crime then assist in reinforcing these actions whether it is directly supporting the Police by being involved with community patrols, neighbourhood support or providing information via Crimestoppers.
Assante during this interview then quoted the great black singer/actor/activist, Paul Robeson, who commented "don't just show the world how it is, but how it could be". This is once again a very powerful message of motivation to improve the world for our children and our grand children. We can be a passive watcher or a doer.
All these things are possible if we are committed to making our communities safer. The mechanisms are in place. Information about crime can be safely provided to Crimestoppers via the 0800 555 111 number or the encrypted online message form on www.crimestoppers-nz.org
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